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A free guide by Mariah Brunner ↗ INSTAGRAM ↗ TIKTOK

AI Can Now Trade
Your Stocks On
Robinhood

Robinhood lets AI agents trade inside your account. Here’s how it works, the one safety setting to turn on first, and the 3 ways I’d actually use it without handing over my money and walking away.

On May 27, 2026, Robinhood opened its platform to AI agents. You can connect an agent like Claude or ChatGPT to a dedicated Robinhood account and let it trade. It launched in beta with stocks only. Robinhood’s help pages now list stocks, options and crypto. (Robinhood announcement)

This is powerful and genuinely risky. Robinhood itself says agentic trading "involves significant risk, including the possible loss of your entire investment," and agents can make errors. You’re responsible for every trade your agent places.

This is not financial advice. AI agents are not financial advisors. Everything below is about using the tool carefully, not about what to buy.

How It Works

01

A separate account with its own cash

When you connect an agent, Robinhood walks you through opening a dedicated agentic account (it calls it an MCP account). The agent can only place trades there, using only the money you deposit into it. You need a regular Robinhood investing account in good standing first.

02

It can read everything else

The agent gets read access to all your Robinhood accounts, including account numbers, positions, balances and order history. It just can’t trade outside its own account. (Robinhood’s setup guide)

03

Stocks, options and crypto

Agents can place market, limit and stop orders on long stock positions, options (no multi-leg orders) and crypto. Crypto through agents isn’t available in some states, including New York.

The Key Idea

The separate account is a fence. The AI can look at everything but can only spend what’s inside the fence. How much you put in that account is your real risk setting.

Connect It To Claude
  1. Add the connector. In Claude, go to Customize (called Plugins in the newer app), then Connectors. Click + Add, then Add custom connector.
  2. Paste Robinhood’s link. Name it Robinhood and paste https://agent.robinhood.com/mcp/trading, then sign in to Robinhood when it asks.
  3. Open the agent account. Robinhood prompts you to open the MCP account during sign-in. Follow the steps and fund it.

Free Claude plans get one custom connector. Using Claude Code, ChatGPT, Codex, Cursor or Grok instead? Robinhood lists the steps for each on its setup page.

Lock It Down First

01

Turn on trade approvals

This is the big one. For agents you connect from outside, like Claude, trade approvals are off by default, so the agent can place trades without asking you. To turn it on, open your MCP account tab and tap your connected agent. In Agent Settings, switch on Trade approvals under Safety Controls. Robinhood says this control is still rolling out, so if you don’t see it yet, put a no-trading rule in every prompt instead. (Robinhood’s trading help page)

02

Only fund what you’d be fine losing

Treat the account like a sandbox. Deposit an amount you’d be completely okay losing and nothing more. That one decision caps your downside.

03

Watch the activity feed

Every agent order shows up in the Activity section of the agentic account and in your Robinhood history. Check it daily at the start, and disconnect the agent the moment something looks off.

3 Ways I’d Use It

01

Audit your portfolio

The safest first job is one with no trading at all. The agent can already read your other accounts, so have it show you where you’re overexposed. No connection? Paste your holdings into any AI.

Portfolio Risk Audit
You are my portfolio risk reviewer. You are not my financial advisor, and you will not tell me what to buy or sell. INPUTS If you are connected to my Robinhood account, read my accounts, positions and balances yourself. Do NOT place, propose or prepare any orders during this task. If you are not connected, use what I paste here: [paste each position: ticker, number of shares or dollar value, and which account it sits in] My time horizon: [e.g. 10+ years / need some of this money in 2 years] My comfort with swings: [e.g. I'd panic at a 20% drop / I can ride out big drops] STEPS 1. List every position with its percent of my total portfolio, largest first. 2. Group them by sector and by theme (for example "AI chips" or "big tech"), and show the percent in each group. Point out stocks that move together even if they look different. 3. Flag any single stock over 10% of the total and any sector over 30%. 4. Stress test: show roughly what my total portfolio would lose if my biggest position fell 30%, and if my biggest sector fell 30%. 5. Rate my overall risk as conservative, balanced or aggressive, and explain why in two sentences, given my time horizon and comfort level. 6. Give me 3 questions I should be asking about my own portfolio that I'm probably not. OUTPUT A short table for steps 1 to 3, then plain-English bullets for steps 4 to 6. Under 400 words. RULES Show your math. If a number is missing or unclear, ask me instead of guessing. No buy or sell recommendations, no price predictions.

02

Summarize the research

Let it do the reading. Point it at earnings releases, news and SEC filings, and it turns a pile of research into a briefing you can actually read.

Research Briefing
Act as my research analyst. I want a clear briefing, not a recommendation. STOCKS OR SECTORS [list 1 to 5 tickers or sectors] WHAT TO USE If you are connected to Robinhood, pull whatever market data and research it gives you access to. If you can search the web, use the latest earnings release, the most recent 10-Q or 10-K, and reputable news from the last 90 days. If you have neither, tell me and work only from what I paste: [optional: paste articles, earnings call notes or reports] FOR EACH ONE, GIVE ME 1. The bull case in 3 bullets and the bear case in 3 bullets. 2. What the latest earnings actually showed: revenue, profit and guidance versus what was expected. 3. Where analysts stand (how many rate it buy, hold or sell, if you have that data) and how much they disagree. 4. The biggest risk most coverage is glossing over. 5. What would have to be true over the next 12 months for the bull case to play out. OUTPUT One section per stock with the five headings above, then a 3-line comparison at the end if I gave you more than one. RULES Date and cite every fact (source plus date). Label anything that is opinion or speculation. If your data is older than 30 days, say so at the top. No hype words, no price targets of your own, no trade suggestions.

03

It suggests, you approve

This is where I’d start before giving it any freedom. The agent watches and proposes trades, and you place them yourself. Once you’ve watched how it reasons for a while, you decide how much more room to give it, if any.

Suggest Then Approve
You are my trading assistant. You suggest. I decide. You never place an order yourself. MY RULES FOR THIS ACCOUNT - Account: only my Robinhood agentic account. Never touch or suggest moving money from my other accounts. - Budget: never let total positions go over [$ amount]. - Max per trade: [$ amount or % of the account]. - What I'm trying to do: [e.g. build a long-term position in 5 companies I believe in / rebalance back to my targets once a month]. - Off limits: [e.g. options, crypto, anything under $5 a share, companies I already own a lot of elsewhere]. EVERY TIME YOU SUGGEST A TRADE, SHOW ME 1. The exact order: buy or sell, ticker, amount, and order type (I prefer limit orders). 2. Why, in 2 or 3 sentences, using real data you can cite. 3. What could go wrong, and the price where you'd say this idea was wrong. 4. How the account would look after the trade, versus my rules above. Then stop and wait. If I say "approved," I will place the trade myself in the Robinhood app. If anything I ask for breaks my own rules above, point that out before you do anything else.