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What People Are
Actually Doing With Muse

Meta's personal AI agent, the ten prompts getting real results, and how to set it up in ten minutes without handing over more than you meant to.

Armand Ruiz read hundreds of posts and built a public library of real Muse use cases, now 897 entries across money, work, travel and admin, each one with a prompt you can copy.

About 78 of those carry a linked source, so treat the rest as reported rather than proven. MuseCases is a smaller set where every single entry is sourced.

Muse is US only, 18+, and needs a Meta account. Free tier, then Power at $20 a month and Maximum at $100. Use it in the app, at muse.ai, or inside WhatsApp. For the social-search side of Meta's AI instead, that is in Meta's Muse Spark.

The Ten Prompts

These are the patterns with real results behind them, rewritten so they work on your details instead of someone else's. One person uploaded an auto policy and had a replacement bought and the old one cancelled in about five minutes, saving $3,500 a year. Another caught a $1,900 double charge from an HOA during a budget review and had the refund request drafted for him. A third found $1,742 a week leaking out of four dead ads.

10 Muse Prompts
THE MONEY ONES ================================================================ 1. RESHOP YOUR INSURANCE Here is my current auto insurance policy. Find me a better rate with identical coverage. Show me a comparison table first with the carrier, the premium, the deductible and anything that got worse. Wait for my approval, then buy the new policy and cancel the old one, and confirm both before you finish. 2. AUDIT YOUR BILLS FOR DUPLICATE CHARGES Audit my recurring bills and statements for duplicate or erroneous charges over the last 12 months. Start with anything billed by an association, a utility or a subscription. For each one you flag, tell me the date, the amount and why it looks wrong, then draft the dispute email. Do not send anything until I say so. 3. NEGOTIATE A BILL DOWN Negotiate my [provider] bill down. Look up what new customers are being offered right now, then contact them, ask for the promotional rate as an existing customer of [X] years, and do not accept the first offer. Tell me the before and after number when you are done. 4. FIGHT A REFUND YOU GAVE UP ON I bought [item] from [seller] on [date] for $[amount] and it arrived defective. They have stopped replying. Pursue this until I get a full refund. Escalate through their formal complaints process and the card issuer if you have to. Show me every message before you send it. 5. UNCLAIMED MONEY AND PROPERTY TAX Search the unclaimed property databases for every state I have lived in under my full name and any former names. For anything you find, tell me who owes it and how much, then walk me through filing the claim. Separately, check whether my property tax assessment is out of line with comparable homes nearby. THE WORK ONES ================================================================ 6. INBOX TRIAGE WITH DRAFTS READY Triage my inbox. Find the emails that genuinely need a reply today, separate them from the ones that only look urgent, and put them in one folder. Draft a reply to each one in my voice, short and direct, so I can review and send in one click. Tell me what you deliberately left out and why. 7. A YEAR OF EXPENSES, READY FOR YOUR ACCOUNTANT Go through my email and organize the last 12 months of travel and business expenses into a clean folder, sorted by category and month, with the vendor, date and amount for each. Flag any subscription I am still paying for that I have not used in 90 days, and tell me what to cancel. 8. AD SPEND AUDIT Audit my ad spend for the last 60 days. Pull my ad account and my analytics and find where the two do not match. Tell me exactly where money is leaking, which ads are dead, what my page load time is on mobile, and whether any conversion event is double counting. Rank the fixes by how much they are costing me per week. 9. FIND AND CONTACT LOCAL LEADS Find every [business type] within [X] miles of [city]. For each one, pull the owner's name if it is public, the email and the phone number, and note one specific thing about their business I can reference. Draft a short personalized outreach email for each. Show me the whole list before you send anything. 10. CLEAN UP YOUR CLOUD DRIVE Find duplicate files in my cloud drive and my photo library. Show me what you found grouped by how much space each group frees up, keep the highest-quality copy of each, and delete the rest once I approve. Do not touch anything in a shared folder. HOW TO RUN THESE WELL ================================================================ - Give it the document. Paste or upload the actual policy, bill or statement instead of describing it. Everything above works better with the file attached. - Always add "show me before you send." The agent will act without it. - Run one read-only task first, before you ever let it send or buy anything. - If it stalls on a login, do that step yourself in the shared browser and hand it back. That is a normal way these tasks go, not a failure.

How to set it up. Fastest way. Copy the pack, pick one prompt, swap the bracketed parts for your details, and send it in the Muse app. To keep them, download the file and save it in your notes app, or paste the whole pack into a Claude Project and ask it to rewrite any prompt for your exact situation before you run it.

Set It Up In Ten Minutes

Do these in order. Steps two and three are the ones almost everyone skips, and they are the ones that matter.

  1. Get it. Download Muse on iOS or Android, or open muse.ai. Sign in with a Meta account, which you can make with just an email or a phone number. Name your agent.
  2. Turn off training before you connect anything. Settings, then Data controls, then switch off "Help improve our AI models."
  3. Change approvals to Always ask. Settings, then Permissions. The default only asks for some actions. Be careful with "Always allow" on any site.
  4. Connect email with the narrower permission. Settings, Connectors, Gmail. Meta asks whether Muse can only read your mail or also send on your behalf. Start with read-only and widen it later.
  5. Connect calendar the same way. Calendar connectors push updates to Muse automatically whenever your schedule changes.
  6. Wallet is optional. Cards go through Link by Stripe, so Muse transacts with a one-time-use number and never sees your real card.
  7. Run one read-only task first. Prompt six or seven. Read the audit trail of what it did before you ever let it send or buy.

Use a secondary email, not your main one

Prompt injection is still unsolved and Meta says so itself. The protections are good, with an isolated machine per user and approvals arriving as system dialogs, but a journalist still got a notification drawn from a private thread he never granted access to. Keep it away from your primary bank and your work sign-on. Also worth knowing: Facebook, Instagram and Threads connect on their own if they are linked in your Accounts Center.