JPMorgan published their multi-agent system. It looks almost exactly like the framework I use across my businesses. Here’s the rule, the 4-part architecture, and how to apply it as a solo operator.
The One Rule
Most beginners build one giant agent and try to make it do everything. It gets confused. It forgets things. It makes mistakes constantly.
The rule: one agent, one job. Like an actual employee with one specialty. Build a stack of those, then build one supervisor that ties them together.
JPMorgan calls this exact pattern a supervisor agent. I call mine my co-founder. Same architecture.
For my e-commerce business, here’s the actual setup. Each agent only knows what it needs to do its one job.
Agent 01
Email Marketing Agent. Writes weekly emails, manages sequences, tracks opens/clicks.
Agent 02
Google Ads Agent. Bid management, keyword adds, ad copy variants, daily budget alerts.
Agent 03
Meta Ads Agent. Same job as #2 but for Facebook/Instagram. Different platform, different agent.
Agent 04
Customer Service Agent. Triages incoming questions, drafts replies, flags refunds for human review.
Agent 05
Daily Reporting Agent. Pulls data from all of the above into a single morning dashboard.
The Supervisor
Co-Founder Agent. Watches the others. Tells me when one breaks. Goes in and fixes it.
JPMorgan’s multi-agent system — nicknamed Ask D.A.V.I.D. — was presented at LangChain Interrupt 2025. It has four core agent roles. They map directly to anything you’d build at home.
Role 01
Supervisor Agent
The one you talk to. Understands intent, decides which sub-agent to call, holds short and long-term memory, escalates to a human when needed.
Role 02
Structured Data Agent
Translates natural language into SQL queries or API calls. Runs them. Summarizes the result. Use this for anything in a database or a SaaS API.
Role 03
Unstructured Data Agent (RAG)
Vectorizes your emails, meeting notes, PDFs, audio transcripts. Finds the right snippet. Returns it. This is the agent that makes “answer using my company’s docs” possible.
Role 04
Analytics Agent
Runs the actual computations — financial models, simulations, custom code. The supervisor calls it for anything that needs math, not just retrieval.
You don’t need LangGraph or a 50-engineer team. Here’s the same pattern in a small-business stack.
Layer 01
Build with Claude Code
Way cheaper than enterprise agent platforms. You describe what each agent does, Claude builds it. One folder per agent.
Layer 02
Run them in OpenClaw
Hosts your agents and runs them on schedules. Each agent gets its own runtime, its own credentials, and its own logs. Cheaper than enterprise platforms; sturdier than running scripts on your laptop.
Layer 03
Talk to them through Telegram
One Telegram bot per agent (or one supervisor bot routing to all of them). I get my morning report, refund flags, ad alerts — all on my phone, no dashboard required.
01
Pick the most painful job in your business
The one that bleeds your time every week. That’s your first agent. For most people it’s customer service or daily reporting.
02
Build that one agent. Only that one.
Spec it: input, output, schedule, what tools it can call. Build with Claude Code. Don’t add a second job to it.
03
Don’t add agent #2 until #1 actually works
Watch it run for a week. Fix what breaks. Then build the next one. The temptation is always to scale before you’ve stabilized. Resist.
Honest limitations
Multi-agent stacks need monitoring — if you don’t have a supervisor checking the others, errors compound silently. The supervisor itself needs guardrails (you don’t want it spending money or sending public messages without approval). And costs scale: 5 agents running daily is fine on Claude paid plans, but a supervisor that’s constantly checking everyone can hit token limits if you’re not careful with prompts.
For Your Job
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